Disclaimer
Last updated 16 July 2026
This page sets out the limits of what iToolMania can promise. It is short because the honest version is short.
Keep your originals
Never let a converted file be your only copy of something that matters. Conversion produces a new file from an old one, and no conversion is perfect for every input. Because the tools run on your own device, we hold no copy and cannot recover anything for you if it goes wrong. Convert from a copy, keep the original.
The calculators are estimates, not advice
The EMI calculator uses the standard amortisation formula, and the discount calculatoris plain arithmetic. Both give you a mathematically correct answer to the numbers you type in. Neither knows about your lender's processing fees, insurance, day-count convention, or a floating rate that will move next year.
Nothing here is financial, legal, tax or professional advice. We are not licensed advisors. Use these to compare options and understand the shape of a decision, not to make one. For anything that matters, talk to someone qualified.
Conversions are not verification
The JWT decoder reads a token; it does not verify its signature. Anyone can decode a JWT, and a decoded payload proves nothing about whether the token is genuine. Never trust a payload you have not verified server-side with the signing secret.
Accuracy
We work to make the tools correct and we test them against known values. We cannot guarantee a particular result for every possible file, and complex or unusual inputs may not convert the way you expect. If a tool gets something wrong, tell us at hello@itoolmania.com and we will fix it.
Availability
The site may be unavailable at times for maintenance or reasons outside our control. Once a tool page has loaded, most tools keep working without a connection, because the processing happens on your device rather than ours.
External links
Where we link out, we do not control that site and are not responsible for its content or its privacy practices.
Related
See also our Privacy Policy and Terms of Service.